Residential Flood
Dwelling Coverage
$4,000,000
Contents Coverage
$500,000
Additional Coverage
Basement Contents, Pool Repair and Refill, Unattached Structures, Temporary Living Expenses
Elevation Certificate (EC)
Not Required
Waiting Period
No wait on real estate closing otherwise 10 days.
Eligibility
1-4 family dwelling, including condos for unit owners.
Ineligibility
-
Properties with > 1 loss or > $25K
-
Manufactured or Mobile Homes
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A building located entirely in, on, or over water
-
Grandfathered or CBRA properties
Available Deductibles:
$1,000 — $1,250 — $2,000 — $5,000 — $10,000 — $25,000
Commercial Flood
Dwelling Coverage
$4,000,000
Contents Coverage
$500,000
Additional Coverage
Yes! Business Interruption up to $25,000
Elevation Certificate (EC)
No
Waiting Period
No wait on real estate closing otherwise 10 days.
Eligibility
-
100,000 sq ft limitation for non-residential risks (only applies when purchasing building coverage, not for contents-only).
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Apartments and Condos (RCBAP)
-
80-unit limit per building
-
One policy per building
-
Available Deductibles:
$1,250 — $2,000 — $5,000 — $10,000 — $25,000 — $50,000
