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Titan Flood provides fast, simple, quality private flood coverage at an exceptional value.

Built to move past outdated, traditional flood maps, Titan utilizes rooftop-level geospatial intelligence to provide accurate, address-level risk assessments regardless of standard flood zones. Agents can generate a precise price and bind comprehensive coverage within seconds.

Why Titan Flood?

Core Program Specs

Traditional FEMA flood maps have failed to keep pace with reality, frequently overlooking property-specific elevations, localized drainage issues, and shifting climate patterns. Titan solves this by mapping the truth of every individual risk.

★ Rooftop-Level Geospatial Intelligence

★ Zone Agnostic Underwriting

★ 5-Day Waiting Period Only

★ Massive Risk Eligibility

Deductible Range: Flexible options ranging from $1,000 to $25,000.

Minimum Premium: Accessible protection starting at $300.

Carrier: Backed by Nationwide's E&S Paper; Scottsdale Insurance Co., rated AM Best A+ (Superior)

Eligible Classes

  • 1-4 Family Residential Homes.

  • Manufactured Homes.

  • Individual Condo and Apartment Unit Owners.

Available States

Coverage Benefits

Titan delivers comprehensive coverage options and high limits that far exceed standard NFIP caps ($250K building / $100K contents).

Cvg A - Building

Up to $1.2M

Cvg B - Other Buildings

max 10% of Cvg A

Cvg C - Contents

max 40% of Cvg A

Cvg D - Loss of Use / ALE

max 10% of Cvg A

Cvg F - RC Contents

RC Optional

Cvg G - Basement Contents

optional $10,000

Cvg H - Pool Cleanup

optional $10,000

Cvg I - ICC

if Cvg A $30,000

Valuation & Loss Settlement

Building Replacement Cost: Standard on primary residences meeting a minimum of $250K or 80% Insured to Value (ITV).
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Contents Valuation: Defaults to Actual Cash Value (ACV) with an optional upgrade to Replacement Cost.

Ready to Quote?

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