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Pie Insurance: makes commercial insurance simple and affordable for small businesses.

Pie Insurance specializes in Workers’ Compensation and Commercial Auto coverage, helping small business owners protect their employees, vehicles, and operations. Using advanced technology and data-driven pricing, Pie makes it easy for businesses to get the right coverage at the right price. Their smart underwriting and customer-focused approach deliver affordable rates and a smooth, hassle-free insurance experience.

NAIC Number: 21857

Workers' Compensation

  • Pie writes over 80% of the WC class codes. Some of the largest classes are trucking, home healthcare, tons of carpentry and contractor classes, etc 

  • Very broad appetite - Pie can consider restaurants that do delivery.  Pie entertain 24 hour exposures (convenience stores, restaurants, gas stations, etc) 

  • Pie makes it easy... 5 minutes to submit and get a quote!

➡️ Target Classes

Commercial Auto

  • Currently writing in 8 states (PA, MD, AZ, TX, IL, WI, IN, TN)

  •  Appetite is for monoline fleets from 2-50ish vehicles

  •  Writes a lot of contractor fleets, service vehicles, security guards, pest control, and others

Why Pie for you and your clients?

Saving of up to 30%

Pie recently lowered their workers' comp rates nationally by, on average, more than 8% on new submissions.

Simple online experience

Easily get a workers' comp quote in 3 minutes.

Commercial auto coverage

Pie partnered with Ford subsidiary The American Road Insurance Company (TARIC) to provide fleet coverage in AZ, IL, IN, MD, PA, TN, TX, and WI.

Pie Insurance covers 38 states and Washington D.C.

Workers' Comp coverage available

Workers' Comp + Commercial Auto coverage available

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