top of page

Boats and Yachts Insurance Programs

Find here our insurance programs for boats and yachts. For expert underwriting and personalized service. Get a quote today!

Boats and Yachts Insurance

We have both admitted and non-admitted programs for boats & yachts.

  • Admitted & Non-Admitted

  • A.M. Best Rating: A

  • Agency Bill

States Available

✓ Alabama

✓ California

✓ Florida

✓ Louisiana

✓ Maryland

✓ North Carolina


✓ New Jersey

✓ Pennsylvania

✓ Mississippi

✓ New York

✓ Oklahoma

✓ Texas

Acceptable Vessel Type

Brokerage Market

Individual Sailing & 
Motor Yachts, including

Brokerage Market

Charters, with or 
without a Captain

Brokerage Markets

Fleets, Sailing Schools
or Liveaboards

Yacht Coverage Summary & Limits of Insurance

$150K - $3M

Hull & Machinery 




Protection & Indemnity, Crew Liability & Passenger Liability


Medical Expenses



  • Worldwide Coverage Available, including trans-ocean crossings

*Higher Limits are available.  Please consult with Underwriting for details.

Required Documents for Quoting:

Please complete the required online application or email any documentation to

Survey Requirements

  • Survey every 5 years

  • Vessels Under 5 years of age do not require a survey

Other Underwriting Details

  • Agreed Value Policy (no depreciation applied) OR RCV (available)

  • Minimum length 24’ 

  • Maximum speed- 100 MPH. Maximum engines- 4

  • Discounts are available for Fleets & Date Restricted Navigation plans.

bottom of page