
A Top-Rated & Financially Secure Business Insurance Company

Products Available
biBERK is a small business insurance company that's part of the Berkshire Hathaway Insurance Group.

Workers Compensation
Mandatory in most U.S. states, this policy pays for medical care and lost wages resulting from a work-related injury.
Best for:
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Employee medical expenses
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Help with missed wages
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Lawsuits over injuries that aren't covered

Business Owner Policy
Also called property & liability insurance, this policy provides combined coverage for property damage and lawsuits.
Best for:
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Customer property damage
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Customer injuries
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Business property damage

Professional Liability
Also called errors & omissions, this insurance covers alleged or actual mistakes and failures to perform a service.
Best for:
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Professional advice or services errors
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Unfulfilled duties
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Scope of work (SOW) disagreements

General Liability
This policy provides protection in instances of non-employee physical injury or damage to third-party property.
Best for:
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Visitor slip-and-fall injuries
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Employee damage to customer property
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Libel, slander, copyright infringement
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Umbrella
Protect your business and assets with coverage for claims that exceed the limits of your current biBERK liability policy.
Best for:
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Added coverage for an underlying policy
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Scenarios where the existing policy limit has been reached
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Additional protection without increasing policy limits