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biBERK is trusted by over 200,000 small businesses nationwide. Whatever your client company does, it's likely they can help meet the business insurance needs.

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  • Admitted

  • A.M. Best Rating: A++

  • Carrier: Berkshire Hathaway Company

  • Renewals: Automatic

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A Top-Rated & Financially Secure Business Insurance Company

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Products Available

biBERK is a small business insurance company that's part of the Berkshire Hathaway Insurance Group. 

workers compensation liability

Workers Compensation

Mandatory in most U.S. states, this policy pays for medical care and lost wages resulting from a work-related injury.​

Best for:

  • Employee medical expenses

  • Help with missed wages

  • Lawsuits over injuries that aren't covered

business owner policy

Business Owner Policy

Also called property & liability insurance, this policy provides combined coverage for property damage and lawsuits. 

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Best for:

  • Customer property damage

  • Customer injuries

  • Business property damage

professional liability

Professional Liability

Also called errors & omissions, this insurance covers alleged or actual mistakes and failures to perform a service.

Best for:

  • Professional advice or services errors

  • Unfulfilled duties

  • Scope of work (SOW) disagreements

general liability

General Liability

This policy provides protection in instances of non-employee physical injury or damage to third-party property.​

Best for:

  • Visitor slip-and-fall injuries

  • Employee damage to customer property

  • Libel, slander, copyright infringement

umbrella

Umbrella

Protect your business and assets with coverage for claims that exceed the limits of your current biBERK liability policy.

Best for:

  • Added coverage for an underlying policy

  • Scenarios where the existing policy limit has been reached

  • Additional protection without increasing policy limits

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