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Neptune Flood

Neptune Flood Insurance is a modern solution for residential and commercial flood insurance. It offers an online platform where agents can quote and bind policies directly. Here are some key benefits:

Effortless & Intuitive Platform

Neptune Flood Insurance provides an effortless, intuitive, and on-demand platform. This makes it easy for agents to quote and bind both residential and commercial flood insurance policies.

Affordable Coverage

Neptune delivers affordable coverage, making it an attractive option for clients.

Automatic Renewals

The renewal process is automatic, saving time and effort for both agents and policyholders.

Flood Rejection Feature

This feature protects your E&O. If a flood quote is offered to an insured and they reject buying flood insurance, a Flood Rejection email can be sent for the insured to sign. This acknowledges that you offered and they are rejecting flood coverage. Once signed, Neptune will send you a copy for your records.

Wide Coverage

Residential flood insurance covers up to $4,000,000 for dwelling and $500,000 for contents. Commercial flood insurance also covers up to $4,000,000 for dwelling and $500,000 for contents, with additional business interruption coverage up to $25,000.
No Waiting Period: There is no wait on real estate closing. Otherwise, the waiting period is 10 days.


The insurance covers 1-4 family dwellings, including condos for unit owners. For commercial flood insurance, there is a 100,000 sq ft limitation for non-residential risks.
Additional Coverage: Additional coverage includes basement contents, pool repair and refill, unattached structures, and temporary living expenses.


A range of deductibles are available, from $1,000 to $25,000 for residential flood insurance, and from $1,250 to $50,000 for commercial flood insurance.

Ready to Transform Your Insurance Experience?

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Why not get on board today? By embracing the wonders of InsurTech, you’ll be able to improve your services and make your clients happier than ever

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