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Coterie provides Business Owners Policies and stand-alone General Liability insurance in 50 states with more products on the way.

Coterie is an MGA, working in partnership with the following carriers:​​

  • Spinnaker Insurance Company [A.M. Best A- (EXCELLENT) Rating]

  • Benchmark Insurance Company [A.M. Best A-(EXCELLENT) Rating]

  • Clear Spring Insurance [Coverage in Florida is written with Clear Spring Property & Casualty Insurance Company with an A.M. Best A- (EXCELLENT) Rating]

Here’s what you can expect when working with Coterie Insurance:

  • Instantly quote & issue policies or renewals

  • Immediate access to policy documents & insurance certificates

  • Lines of business available: BOP, GL & PL Real-time digital underwriting

  • Access the SimplyBind Experience, a new prefill quoting experience on our Dashboard

  • Integration with your Agency Management

  • System through our partnership with IVANS Commercial Lines Download

  • Professional claims handling

  • World-class customer support 

Lines of Business
liability insurance

General Liability Insurance

General Liability is the most common form of insurance for small businesses, as every single professional is required to have some form of general liability coverage. Coterie offers both standard, year-long policies, as well as flexible duration, project-based coverage through our partners.

business owners

Business Owners Policy

A Business Owners Policy (BOP) is more versatile, and protects both a business owner’s business and property – all in one package (typically combining General Liability and Property Insurance). This type of insurance for small businesses can reimburse the policyholder for damaged personal property.

professional liability

Professional Liability Policy

Professional Liability (PL), also known as Errors and Omissions, a type of liability insurance that covers you for failure to uphold contractual promises in mostly service-based professions.

SimplyBind Experience

Using data-powered underwriting, quoting and binding small business insurance just got easier.

Availability

Coterie

General Liability and Business Owner Policy Availability

Coterie

Professional Liability Policy Availability

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