Target Classes

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• Residential (1-4 family dwelling), including home builders' reporting forms

• Apartments, condominiums, group homes, and assisted living facilities

• Commercial (offices, mercantile, and retail)

• Hospitality (hotels and motels)

• Institutional (schools, hospitals, municipal, and correctional facilities)

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States Available

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• State availability varies on a risk by risk basis. Please submit your risk to Underwriting for further consideration.

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Coverages Available

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• Fire

• Theft

• Vandalism

• Wind, earthquake, and flood (subject to Underwriting review)

• Installation floater

• Installed equipment

• Permanent fencing and foundations

• Debris removal

• Fire department services

• Trees, shrubs, and plants

• Pollution cleanup

• Transit

• Temporary storage

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Capacity

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• Up to $10,000,000 per risk (non-CAT) for project-specific risks – varies, based on construction type and occupancy class

• Up to $1,000,000 per dwelling/$10,000,000 per occurrence for reporting forms

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Requirements & Exclusion

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$500 Minimum - varies, based on total insured value (TIV) and occupancy class

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