Flood

London Underwriters offers Residential and Commercial Flood programs available through NFIP, Neptune Flood and Dual. Our programs offer both primary and excess flood coverage.

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Email newbusiness@londonuw.com for a quote.

  • Residential & Commercial Flood

  • Primary & Excess Available

  • Programs Available: Neptune Flood, Dual, and NFIP

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Residential Flood

Qual o período de vigência da campanha?

A Campanha estará vigente a partir do dia 05 de julho de 2021 à 31 de agosto de 2021, podendo ser estendida, suspensa ou encerrada a qualquer momento, a exclusivo critério da Voltz.



Como vai funcionar a campanha?

Pague a sua conta de Luz da Energisa pelo QR Code do PIX no aplicativo da Voltz e ganhe dinheiro de Volta. 😊 Clientes das distribuidoras Energisa que realizarem o pagamento de sua fatura de energia com o QR Code Pix através da Conta Voltz, irão receber de volta 10% (dez por cento) do valor da fatura paga, limitado a R$ 20,00 (vinte reais) e o bônus somente será disponibilizado se estiver em cumprimento com as disposições do presente Regulamento. (https://www.contavoltz.com.br/termos-de-uso-pixsou). O benefício da promoção é válido apenas para a primeira fatura paga através de sua conta Voltz. Além disso, você pode receber até R$10,00 por indicação. Funciona assim: A cada amigo indicado que abrir a conta você ganha R$5,00 e se esse amigo pagar a fatura Energisa pelo QR Code Pix você leva mais R$5,00! Super fácil né?



Como eu participo da promoção?

Para participar é necessário ter uma conta aberta na Voltz. Após a abertura, basta indicar os amigos; para cada amigo que abrir a conta você ganha R$ 5,00. E se o seu amigo pagar a fatura Energisa pelo QR Code Pix você ganha mais R$ 5,00. Não é necessário enviar nenhum comprovante.



Quando vou receber o valor de volta na minha conta Voltz?

O prazo para pagamento é de até 30 dias conforme está descrito em nosso regulamento.



Commercial Flood

Dual Guidelines: NFIP Program

You can submit risks for Dual for one of our Underwriters to assist you. Dual's Flood Program is specifically designed for Commercial and Commercial Real Estate Buildings. Their programs include: NFIP, Private Primary Flood and Excess Flood.

  • Carrier A.M. Best Rating: “A”
  • Excess Flood
  • Private Primary Flood
  • NFIP
Coverage Available:
  • Buildings (Commercial & Condominiums)
  • Contents (Business Contents)
  • Loss of Income (Net Business Income or Loss of Rents)
Limits of Liability:
  • Commercial: $500,000
  • Condominium: $250,000 x No. of Units
Contents:
  • Commercial: $500,000
Deductibles:
  • Range: $1,250 to $25,000



Dual Guidelines: Primary Flood Program

You can submit risks for dual for one of our Underwriters to assist you. Dual's Flood Program is specifically designed for Commercial and Commercial Real Estate Buildings. Their programs include: NFIP, Private Primary Flood and Excess Flood.

  • Carrier A.M. Best Rating: “A”
  • Excess Flood
  • Private Primary Flood

Limits of Liability:
  • Building & Contents: $5M combined on any one building
  • Business Income: $2,500,000
Eligible Properties:
  • Commercial Properties
  • Apartments
  • Multi-Family Condominiums
Minimum Deductible:
  • $2,000 per occurrence for Buildings
  • $2,000 per occurrence for Contents
Waiting Period:
  • No waiting period in respect to loan closing
  • 7 day waiting period for coastal (Tier 1 & 2) risks
  • 14 day waiting period for inland risks
Program Benefits:
  • Replacement Cost coverage for building & contents
  • No Elevation Certificate (EC) is required but some locations may require EC to bind coverage
  • Ability to schedule multiple locations into one policy
  • Loss of income/loss of rents coverage
  • Improvements & Betterments additional limits
  • Policy wording meets lender compliance



Dual Guidelines: Excess Flood Program

You can submit risks for dual for one of our Underwriters to assist you. Dual's Flood Program is specifically designed for Commercial and Commercial Real Estate Buildings. Their programs include: NFIP, Private Primary Flood and Excess Flood.

  • Carrier A.M. Best Rating: “A”
  • Excess Flood
  • Private Primary Flood
Limits Available/Per Occurrence:
  • $20 Million Over All Interest Per Risk
  • Additional Limits Available Upon Request
Building, Contents, Loss of Income:
  • $20 Million Condo Building
  • $10 Million Earthquake When Purchased with Excess Flood



Neptune Flood Guidelines: Commercial Flood

BuildingCoverage: $2,000,000 Contents Coverage: $500,000 Additional Coverage: Yes! Business Interruption up to $25,000 Elevation Certificate (EC): No Waiting Period: No wait on realestate closingotherwise 10 days. Download Guideliness



Downloadable Documents

How to Sell Flood

Neptune vs. NFIP

Neptune Appetite Guide