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Boats & Yachts

We have both admitted and non-admitted programs for boats & yachts.

  • Admitted & Non-Admitted

  • A.M. Best Rating: A

  • Agency Bill

States Available

✓ Alabama

✓ California

✓ Florida

✓ Louisiana

✓ Maryland

✓ North Carolina

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✓ New Jersey

✓ Pennsylvania

✓ Mississippi

✓ New York

✓ Oklahoma

✓ Texas

Acceptable Vessel Type

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Individual Sailing & 
Motor Yachts, including
Catamarans

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Charters, with or 
without a Captain

Fleets, Sailing Schools
or Liveaboards

Yacht Coverage Summary & Limits of Insurance

$150K - $3M

Hull & Machinery 

$100K

Tender

$1M

Protection & Indemnity, Crew Liability & Passenger Liability

$100K

Medical Expenses

$854.4k

Pollution

  • Worldwide Coverage Available, including trans-ocean crossings

*Higher Limits are available.  Please consult with Underwriting for details.

Survey Requirements

  • Survey every 5 years

  • Vessels Under 5 years of age do not require a survey

Other Underwriting Details

  • Agreed Value Policy (no depreciation applied) OR RCV (available)

  • Minimum length 24’ 

  • Maximum speed- 100 MPH. Maximum engines- 4

  • Discounts are available for Fleets & Date Restricted Navigation plans.

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