Dual Guidelines: NFIP Program

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You can submit risks for Dual for one of our Underwriters to assist you. Dual's Flood Program is specifically designed for Commercial and Commercial Real Estate Buildings. Their programs include: NFIP, Private Primary Flood and Excess Flood.

• Carrier A.M. Best Rating: “A”
• Excess Flood
• Private Primary Flood
• NFIP

Coverage Available:

• Buildings (Commercial & Condominiums)
• Contents (Business Contents)
• Loss of Income (Net Business Income or Loss of Rents)

Limits of Liability:

• Commercial: $500,000
• Condominium: $250,000 x No. of Units

Contents:

• Commercial: $500,000

Deductibles:

• Range: $1,250 to $25,000

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Dual Guidelines: Primary Flood Program

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You can submit risks for dual for one of our Underwriters to assist you. Dual's Flood Program is specifically designed for Commercial and Commercial Real Estate Buildings. Their programs include: NFIP, Private Primary Flood and Excess Flood.

• Carrier A.M. Best Rating: “A”
• Excess Flood
• Private Primary Flood

Limits of Liability:

• Building & Contents: $5M combined on any one building
• Business Income: $2,500,000

Eligible Properties:

• Commercial Properties
• Apartments
• Multi-Family Condominiums

Minimum Deductible:

• $2,000 per occurrence for Buildings
• $2,000 per occurrence for Contents

Waiting Period:

• No waiting period in respect to loan closing
• 7 day waiting period for coastal (Tier 1 & 2) risks
• 14 day waiting period for inland risks

Program Benefits:

• Replacement Cost coverage for building & contents
• No Elevation Certificate (EC) is required but some locations may require EC to bind coverage
• Ability to schedule multiple locations into one policy
• Loss of income/loss of rents coverage
• Improvements & Betterments additional limits
• Policy wording meets lender compliance

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Dual Guidelines: Excess Flood Program

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You can submit risks for dual for one of our Underwriters to assist you. Dual's Flood Program is specifically designed for Commercial and Commercial Real Estate Buildings. Their programs include: NFIP, Private Primary Flood and Excess Flood.

• Carrier A.M. Best Rating: “A”
• Excess Flood
• Private Primary Flood

Limits Available/Per Occurrence:

• $20 Million Over All Interest Per Risk
• Additional Limits Available Upon Request

Building, Contents, Loss of Income:

• $20 Million Condo Building
• $10 Million Earthquake When Purchased with Excess Flood

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Neptune Flood Guidelines: Commercial Flood

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BuildingCoverage: $2,000,000 Contents Coverage: $500,000 Additional Coverage: Yes! Business Interruption up to $25,000 Elevation Certificate (EC): No Waiting Period: No wait on realestate closingotherwise 10 days. Download Guideliness

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